Privacy Policy

1. Introduction

Little Lake Lending ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our lending services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Apply for a loan
• Create an account
• Contact us with inquiries
• Subscribe to our newsletter

This information may include:

• Full name and contact information
• Social Security Number
• Date of birth
• Employment information
• Bank account details
• Income verification documents

Automatically Collected Information

When you visit our website, we automatically collect certain information, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent
• Referring website addresses

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate loan applications
• Verify your identity and prevent fraud
• Communicate with you about your loan
• Improve our website and services
• Comply with legal obligations
• Report to credit bureaus

4. Information Sharing

We may share your information with:

• Service Providers: Third parties that help us operate our business
• Credit Bureaus: We report loan activity to Equifax, Experian, and TransUnion
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger or acquisition

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

• 256-bit SSL encryption
• Secure data centers
• Regular security audits
• Employee access controls

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience on our website. You can control cookies through your browser settings.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: privacy@littlelakelending.com
• Mail: 2770 Mission Rancheria Rd, #393, Lakeport, CA 95453